Frequently asked questions.
Quick answers about how Finoken works. Can't find what you're looking for? Get in touch.
What is Finoken?
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Finoken is an online exchange for fractional investments in real estate which allows investors to invest with limited money and get hassle-free property ownership. Through our online platform, investors can own a slice of a property by investing as low as $2,500.
These are high-growth buy-to-let properties, which are sourced and managed through Finoken. This makes the investment process hassle-free for investors, who can earn potential monthly rental dividends and potential capital appreciation on exit.
Investing in real estate has a reasonably long lock-in period for generating good returns. Our platform solves this by providing a secondary marketplace (coming soon) to enable customers to re-sell their shares in the property. We are backed by an advisor group of experts in real estate, finance, and data science.
What is different about investing through Finoken?
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- Vetted, high-quality investment properties with strong return potential
- Simple, digitally enabled investment process
- Low minimum investment starting at $2,500
- Hassle-free real estate ownership — Finoken manages operations
- True diversification across properties and cities
- Secondary exchange (coming soon) allowing trading like stocks
How does fractional ownership work? How is it different from full ownership?
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Fractional ownership allows several unrelated parties to share in the risk, rewards, and ownership of a high-value tangible asset like real estate. By investing $10,000 in a $100,000 asset you get approximately 10% ownership.
Unlike full ownership, fractional lets customers diversify portfolios, access high-worth investments, reduce capital constraints, and hedge risks.
How is Finoken aligned with the investor's interests?
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Finoken ensures alignment through:
- Investing alongside customers — shared interests on every deal
- Rigorous due diligence with extensive research and third-party inspection
- An efficient value chain using lean, cost-effective property management
Should I put all my savings in Finoken?
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No. Real estate investments are subject to market risk and should be treated as an addition to your portfolio, not your entire savings. Finoken does not provide tax or investment advice.
How does Finoken safeguard my personal information?
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Finoken implements physical, organizational, contractual, and technological security measures including data encryption, security software, firewalls, and internal passwords.
How is my investment protected?
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Your investment is backed by the tangible property asset through fractional ownership, moving in line with market value. Rental guarantee insurance covers full rent in case of vacancy or rental default.
What kind of properties does Finoken invest in?
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Finoken seeks good deals across all asset classes (Residential, Commercial, Warehouses, Hospitality) and stages (pre-construction, assignment, re-sale).